Meet the Founders of The Mortgage Collective: Jordan Hodges and Gavin Guthrie
When you're choosing a mortgage broker, you're not just picking a loan — you're picking a partner for one of the biggest financial decisions of your life. At The Mortgage Collective, that partnership starts at the top. Founders Jordan Hodges and Gavin Guthrie bring a combined 35 years of mortgage industry experience, deep Arizona roots, and a shared conviction that the way mortgages have traditionally been done isn't good enough for their clients.
Jordan T. Hodges — 25+ Years of Mortgage Expertise
Jordan Hodges is one of the most experienced mortgage professionals in Arizona. With over 25 years in the lending industry, he has guided thousands of borrowers through the homebuying process — from straightforward first-time purchases to complex financing situations that other lenders turned away.
Originally from Utah, Jordan has spent the majority of the past 20 years living and working in Arizona, where he has built a reputation for integrity, personalized service, and a genuine commitment to getting clients into the right loan — not just any loan. He knows the Arizona market as well as anyone: its neighborhoods, its appreciation trends, its lender landscape, and its quirks.
Outside of work, Jordan is a proud husband and father of five daughters. He stays active through regular workouts, is involved in local service and church activities, and brings the same values he applies at home — honesty, diligence, and care — to every client relationship.
Gavin Guthrie — Building Something Better
Gavin Guthrie spent nearly 15 years working inside retail lending systems before reaching a breaking point. He watched firsthand as corporate gatekeepers drove up rates, limited service options, and consistently prioritized profit over the people sitting across the desk. So he did something about it.
Gavin founded The Mortgage Collective on three core principles: transparency, integrity, and personal commitment. As Broker/Owner, he approaches every client relationship the way he would if he were advising his own family — with honest guidance, tailored solutions, and no pressure to fit someone into a product that doesn't serve their best interests.
A devoted family man, Gavin's personal values are woven directly into the way The Mortgage Collective operates. He built this brokerage to be the kind of company he wished existed when he started in the industry — one where clients genuinely come first.
Why They Left Retail Lending — and Why That Matters to You
Both Jordan and Gavin made a deliberate choice to leave the retail mortgage banking world and build an independent wholesale brokerage. That decision wasn't just a business move — it was a commitment to doing right by clients.
As a wholesale mortgage broker, The Mortgage Collective isn't tied to any single lender's products or pricing. Instead, Jordan and Gavin shop your loan across a wide network of wholesale lenders to find the best rate, terms, and program for your specific situation. That means:
• Lower rates than many retail lenders can offer — wholesale pricing passed directly to you
• More loan options — especially important for self-employed borrowers, investors, and buyers with complex financial profiles
• Faster turn times — without the bureaucratic layers of large retail banks
• More flexible underwriting — access to programs that corporate lenders often can't or won't offer
Simply put: they work for their clients, not a bank.
Grounded in Faith, Family, Fitness, and Finance
The Mortgage Collective's mission goes deeper than closing loans. Jordan and Gavin built this company on a foundation of Faith, Family, Fitness, and Finance — values they believe are interconnected and that guide every decision they make.
They believe every individual has potential and purpose, and that homeownership is one of the most powerful ways to build a foundation for a thriving life. That belief shows up in how they treat clients, how they communicate throughout the process, and how they approach the long-term financial decisions that mortgages really are.
This isn't a transactional brokerage. Jordan and Gavin are building lasting relationships — with clients, with real estate partners, and with the communities they serve in Gilbert and across Arizona.
Licensed, Local, and Accountable
The Mortgage Collective is licensed in Utah and Arizona (NMLS #2469778) and experienced across multiple states. The team is based in Mesa, Arizona, at 7257 S Atwood Ste 106 — genuinely local, not a national call center with a local area code.
Jordan and Gavin are accessible, responsive, and personally involved in their clients' loan processes. That hands-on approach is something that's increasingly rare in an industry that has moved toward automation and volume — and it's something The Mortgage Collective takes pride in preserving.
Ready to Work with Jordan or Gavin?
Whether you're buying your first home, refinancing, investing in rental properties, or trying to figure out if now is the right time to make a move, Jordan and Gavin are the kind of advisors who will tell you the truth — even if that means telling you to wait.
Reach out to The Mortgage Collective or visit mymortgagecollective.com to start a conversation. With 35 combined years of experience and a client-first philosophy at the core of everything they do, you'll be in good hands from the very first call.