At The Mortgage Collective, we believe that getting a mortgage should be a transparent, efficient, and empowering experience—for both borrowers and real estate partners. Founded by industry veterans Jordan Hodges and Gavin Guthrie, who bring a combined 35 years of experience in mortgage lending, our brokerage was created with one goal: to put people first.

After years of working within the retail mortgage banking system, we saw firsthand how restrictive and costly that model could be for clients. That’s why we broke away and transitioned to a wholesale mortgage broker model—giving us access to a wide range of lenders, better interest rates, faster turn times, and more flexible loan options. Simply put, we work for our clients, not a bank.

Why Partner with The Mortgage Collective?

• Borrowers benefit from lower rates, lower fees, and more personalized service. We shop across multiple wholesale lenders to find the best loan for each unique situation—saving time and money.

• Realtors gain a true mortgage partner who communicates proactively, meets deadlines, and helps get deals across the finish line with fewer surprises.

• Speed and flexibility are core to our process. Whether it’s a first-time homebuyer, a self-employed borrower, or an investor with complex needs, we’ve got the tools and experience to make it happen.

• Local expertise, national resources. Though based in Arizona, we’re licensed and experienced across multiple states and understand the nuances of each market we serve.

At The Mortgage Collective, we’re not just closing loans—we’re building long-term relationships based on trust, results, and shared success.